How it works

From address to action plan in minutes.

Five steps. From “I hope I don’t get dropped” to “I can prove my risk is going down.”

1

Analyze

See your property’s actual risk.

Enter your address. We analyze your specific parcel — vegetation, terrain, fire history, defensible space — and give you a risk score with exactly what’s driving it.

Your Property — Ojai, CA

What’s the fire risk here and what can I do about it?

Aerial view of property with risk analysis overlay
!
HIGH RISK
Fire Risk Score72/100

What’s driving your score

Eucalyptus within 30ftHigh impact
Juniper hedge at property lineModerate
No gravel break on west sideModerate
Pampas grass near structureLow

Recommended Actions

Specific to your property, ranked by impact

Remove eucalyptus treesExtreme
Clear juniper hedgeHigh
Install gravel breakMedium
Replace pampas grassLow
2

Recommend

Get a plan specific to your property.

Every action ranked by impact so you know what to tackle first.

3

Finance

We find the grants. You keep the savings.

FEMA grants, state rebates, group discounts — they’re out there, but finding and applying is a pain. We do the hard part for you.

Total Project Cost$4,280
FEMA Grant−$4,125
CA Fire Safe Rebate−$1,500
Group discount (4 neighbors)−15%
Out of pocket$655
After grants + rebatesPays itself in 6 months

Matched Contractors

Ojai Land Management

Vegetation management · Fire-safe landscaping

Verified
12 TMRW projects completed·4.9 ★
Licensed & insuredFire-safe specialist

Project Timeline

Grant application submitted
Contractor scheduled
Work in progress — week 2 of 3
Satellite verification
4

Implement

Need help getting it done? We know the right people.

Use your own contractor or pick from our vetted local pros. Either way, we help you track the project to completion.

5

Monitor

Never be caught off guard.

Satellite monitoring tracks your risk score over time. You always know where you stand — before your insurance company does.

Your Property — Ojai, CA

Last satellite pass: March 12, 2026

Risk score: 72 → 50Verified by satellite
✓ Eucalyptus −8✓ Juniper −6✓ Gravel −4✓ Pampas −3

Risk Score — Quarterly

806040
72
50
Apr ’25JulOctJan ’26Mar ’26
Risk Reduction Report · Mar 2026
Share →

Includes verified score history and completed actions.

Your AI Advisor

An ecologist, hydrologist, and fire scientist — on call 24/7.

TMRW’s AI advisor already knows your parcel, soil, slope, vegetation, fire history, and microclimate. It runs fire behavior models and hydrology simulators in real time — so every answer is specific to your property.

Ask it anything. It gives you options, runs the numbers, and shows you what changes. In any language.

T
TMRW Advisor

Is it safe to remove the eucalyptus near our fence? My neighbor says they provide good shade.

Great question. Eucalyptus are actually one of the highest fire-risk trees — their oil-rich bark and leaves are highly flammable and can throw embers hundreds of feet.

I’d recommend replacing with a coast live oak — same shade, deep roots that stabilize soil, a fraction of the fire risk, and it supports local wildlife. Want me to add this to your plan?

What about cost?

Eucalyptus removal runs $800–2,000 depending on size. A 15-gallon coast live oak is ~$150. There’s a Ventura County rebate that covers up to 50% of native tree planting. Want me to check your eligibility?

Better together

Buy together. Save big.

If you and your neighbors need the same work done, we can arrange it together — same contractor, one trip, big discount for everyone.

Up to 60% off

when you buy together with neighbors

Larger grants

group applications qualify for more

Area-wide

risk reduction insurers want to see

Common questions

Straight answers.

Your insurance company already knows your risk. Now it’s your turn.

Enter your address. See your risk. Get a plan. It takes two minutes and could save you thousands.

Free for Ojai residents with a town code

All figures shown are illustrative examples based on Ventura County properties. Actual results vary.