Privacy Policy

1. Information we collect

We collect the following categories of information:

• Information you give us: your name, email address, phone number, property or street address, neighborhood/area, and the answers you provide in our assessment (for example, whether you are on the California FAIR Plan, your approximate current insurance cost, and your goals). If you become a paying customer, payment information is collected and processed by our payment processor.
• Information collected automatically: device and browser information, IP address, pages viewed, and information collected through cookies and similar technologies, including marketing-attribution data such as UTM parameters and the referring URL.
• Information from third parties: publicly available property, parcel, vegetation, terrain, and wildfire-risk data, and information from our service providers.

2. How we use your information

• To provide, operate, personalize, and improve the Services and your property risk assessment;
• To communicate with you about your assessment and account, and — with your consent where required — to send you marketing;
• To connect you, at your request, with programs, grants, contractors, or insurers;
• For analytics, security, fraud prevention, and to comply with legal obligations.

3. Marketing communications and your choices

Email. You can opt out of marketing emails at any time using the unsubscribe link in the email or by contacting us at legal@projecttmrw.com. We honor opt-out requests promptly, and our commercial emails include our physical mailing address and a working unsubscribe mechanism, as required by the CAN-SPAM Act.

Calls and text messages (SMS). If you provide your phone number, you consent to receive calls and text messages from us — including messages sent using automated or autodialed technology — about your assessment, offers, and marketing. Consent to receive marketing calls or texts is not a condition of purchasing anything, and you may withdraw it at any time. Message frequency varies, and message and data rates may apply. Reply STOP to opt out of texts and HELP for help. Carriers are not liable for delayed or undelivered messages.

4. Cookies and tracking technologies

We and our providers use cookies, pixels, and similar technologies for functionality, analytics, and marketing measurement. You can control cookies through your browser settings. Where required, we honor recognized opt-out preference signals such as Global Privacy Control (GPC).

5. How we share information

We do not sell your personal information for money. We may share personal information with: service providers and processors that perform services on our behalf (such as hosting, email and CRM, analytics, and payments) under contract; contractors, program administrators, or insurers when you ask us to connect you with them; parties as needed for legal, safety, or fraud-prevention reasons; and a successor entity in connection with a merger, acquisition, or sale of assets.

6. Your California and state privacy rights

If you are a California resident, you have the right to: know and access the categories and specific pieces of personal information we have collected; delete your personal information; correct inaccurate personal information; opt out of the “sale” or “sharing” of personal information; limit the use and disclosure of sensitive personal information; and not receive discriminatory treatment for exercising your rights.

To exercise these rights, contact us at legal@projecttmrw.com. We will take steps to verify your identity before responding, and you may use an authorized agent to submit a request on your behalf.

Do Not Sell or Share; Limit Sensitive Personal Information. To opt out of any “sale” or “sharing” of your personal information, or to limit our use and disclosure of your sensitive personal information, email us at legal@projecttmrw.com. Where required, we treat Global Privacy Control (GPC) browser signals as a valid opt-out of sale or sharing.

Categories of personal information we have collected in the preceding 12 months include: identifiers (such as name, email, phone number, and address); commercial information; internet or other electronic network activity; approximate geolocation; inferences; and property- and insurance-related information you provide. We disclose these categories to service providers for the business purposes described above, and we do not sell them for money.

California “Shine the Light.” Under California Civil Code § 1798.83, California residents may request information about our disclosures of personal information to third parties for those parties’ own direct marketing purposes. To make such a request, email legal@projecttmrw.com.

Nevada. Nevada residents may submit a verified request to opt out of the sale of certain covered personal information by emailing legal@projecttmrw.com.

7. Data retention

We retain personal information for as long as necessary to provide the Services and fulfill the purposes described in this Policy, to comply with our legal obligations, resolve disputes, and enforce our agreements.

8. Security

We use reasonable administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

9. Children's privacy

The Services are not directed to children under 16, and we do not knowingly collect personal information from them. If you believe a child has provided us information, contact us and we will delete it.

10. Third-party links

The Services may contain links to third-party websites or services that we do not control. This Policy does not apply to those third parties, and we are not responsible for their privacy practices.

11. Changes to this Policy

We may update this Policy from time to time. We will post the updated version with a new effective date and, if the changes are material, provide additional notice as required by law.

12. Contact us

Project TMRW PBC, 1968 S. Coast Hwy #4508, Laguna Beach, CA 92651. Email: legal@projecttmrw.com.